Technology & Connected Banking Solutions

Powering Banks & NBFCs With Next-Gen Tech Infrastructure

We build custom core banking systems, digital lending platforms, payment gateway integrations, and connected financial APIs for banks, NBFCs, fintechs, and cooperative societies — RBI-compliant, secure, and built for high transaction volumes.

Chat on WhatsApp Now
Core Banking Platform — Gatecode Financial Suite
ā— Live | RBI Compliant
Dashboard
Customers
Loans
Transactions
API Connections
Compliance
Reporting
šŸ“Š Today's Banking Operations — Real-time View
₹4.2Cr
Total Disbursements Today
12,480
Active Loan Accounts
99.97%
Transaction Success Rate
NEFT — Rahul Sharma / HDFC #5521ā— Settled+ ₹1,20,000
Loan EMI — Meera Gupta / L-00482ā— Auto Debit+ ₹18,500
UPI Collect — Kiran Textile Co.ā— Received+ ₹3,40,000
40+
Banking Tech Projects
₹500Cr+
Transactions Processed
99.97%
Uptime SLA
RBI
Compliance Ready
Trusted By Financial Institutions Across India
Cooperative Banks
NBFCs
Fintech Startups
Microfinance Institutions
Digital Lending Platforms
Payment Aggregators
Banking Technology Services

End-to-End Financial Technology Solutions

From core banking modernization to real-time connected APIs, we engineer secure financial technology infrastructure purpose-built for Indian banking regulations and high-volume transaction environments.

Core Banking System

Custom-built core banking platforms for cooperative banks, NBFCs, and microfinance institutions — covering account management, loan origination, GL ledger, and daily batch processing.

Custom CBS Architecture

Connected Banking APIs

NPCI-standard API integration for UPI, NACH, IMPS, NEFT, RTGS, and Aadhaar eKYC. Connect your banking stack to national payment infrastructure with real-time settlement handling.

NPCI / UPI / NACH Integration

Digital Lending Platform

End-to-end digital loan origination systems with bureau integrations (CIBIL, Experian), automated credit scoring, e-sign via Aadhaar, and real-time disbursement workflows.

AI-Powered Credit Engine

KYC & Compliance Tech

Automated Aadhaar OTP eKYC, Video KYC (V-KYC), PAN validation, and AML/CFT monitoring dashboards. Full RBI KYC Master Direction compliance built into your onboarding flow.

RBI KYC Compliant

Banking Analytics & MIS

Real-time MIS dashboards, RBI regulatory reporting (Basel III, CRAR), branch-wise portfolio analytics, NPA tracking, and automated month-end reporting for banking audits.

Regulatory MIS Reporting

Legacy Banking Modernization

Migrate legacy CBS (Finacle, BaNCS, Flexcube) to modern microservices architecture with zero downtime data migration, API-first architecture, and cloud-native infrastructure.

Cloud-Native Migration
Built-In Regulatory Compliance

Every System We Build Is Compliance-First

RBI Guidelines
IT Framework for Banks, IS Audit, Cybersecurity Policy
PCI-DSS
Payment card industry data security standard compliance
KYC Master Direction
Aadhaar eKYC, V-KYC, CERSAI, CKYCR integration
Data Localisation
All payment data stored in India — RBI data residency compliant
Our Banking Tech Delivery Model

4-Phase Compliant Delivery Process

A specialized delivery framework designed for the strict regulatory, security, and data requirements of financial institutions.

01

Banking Audit & Gap Analysis

In-depth review of your existing CBS, IT infrastructure, API dependencies, and regulatory compliance gaps before any code is written.

02

Architecture & Security Design

Design a multi-tier, encrypted system architecture with HSM key management, role-based access, audit trail, and disaster recovery plan approved by your IT committee.

03

Secure Agile Development

2-week sprints with dedicated UAT environments, end-to-end encryption, penetration testing, and VAPT audit at each phase milestone.

04

Parallel Run & Go-Live

Zero-downtime parallel run migration, staff training, RBI IS Audit documentation package, and 24/7 critical support SLA post-launch.

Custom Banking Tech vs Off-The-Shelf Core Banking Software

See why leading NBFCs and cooperative banks choose purpose-built solutions over generic CBS packages.

Regulatory Customization
Generic modules, slow RBI updates
Built to your exact RBI circular šŸ›ļø
NPCI / UPI Integration
Expensive licensed middleware
Direct NPCI API — zero middleman ⚔
Licensing Cost
₹20L–₹2Cr/year per module
One-time build, no recurring license šŸ’°
Data Ownership
Vendor-hosted, data lock-in risk
Your servers, your 100% data control šŸ”’
Custom Loan Products
Restricted to vendor product catalogue
Any product, any interest model šŸŽÆ
Start Your Banking Tech Project

Ready To Modernize Your Financial Infrastructure?

Talk directly to our banking technology architect — get a free compliance gap assessment and project roadmap.

Reach Out Directly

Whether you are an NBFC, cooperative bank, microfinance institution, or fintech startup — we have delivered banking tech across all scales.

Visit Us
412, Sumer Nagar, Mansarovar, Jaipur, India
Office Hours
Mon - Fri: 9:00 AM - 6:00 PM
Sat: 10:00 AM - 2:00 PM
ā— Accepting new banking technology engagements

Talk To Us On WhatsApp

Get an immediate response from our banking technology architect. Discuss your core banking requirements, compliance needs, or API integration roadmap.

Average response: under 15 minutes
Direct 1-on-1 with senior banking tech architects
Free compliance gap audit & project scoping
NDA available on request before discussion