Technology & Connected Banking Solutions

Powering Banks & NBFCs With Next-Gen Tech Infrastructure

We build custom core banking systems, digital lending platforms, payment gateway integrations, and connected financial APIs for banks, NBFCs, fintechs, and cooperative societies — RBI-compliant, secure, and built for high transaction volumes.

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Core Banking Platform — Gatecode Financial Suite
● Live | RBI Compliant
Dashboard
Customers
Loans
Transactions
API Connections
Compliance
Reporting
📊 Today's Banking Operations — Real-time View
₹4.2Cr
Total Disbursements Today
12,480
Active Loan Accounts
99.97%
Transaction Success Rate
NEFT — Rahul Sharma / HDFC #5521● Settled+ ₹1,20,000
Loan EMI — Meera Gupta / L-00482● Auto Debit+ ₹18,500
UPI Collect — Kiran Textile Co.● Received+ ₹3,40,000
40+
Banking Tech Projects
₹500Cr+
Transactions Processed
99.97%
Uptime SLA
RBI
Compliance Ready
Trusted By Financial Institutions Across India
Cooperative Banks
NBFCs
Fintech Startups
Microfinance Institutions
Digital Lending Platforms
Payment Aggregators
Banking Technology Services

End-to-End Financial Technology Solutions

From core banking modernization to real-time connected APIs, we engineer secure financial technology infrastructure purpose-built for Indian banking regulations and high-volume transaction environments.

Core Banking System

Custom-built core banking platforms for cooperative banks, NBFCs, and microfinance institutions — covering account management, loan origination, GL ledger, and daily batch processing.

Custom CBS Architecture

Connected Banking APIs

NPCI-standard API integration for UPI, NACH, IMPS, NEFT, RTGS, and Aadhaar eKYC. Connect your banking stack to national payment infrastructure with real-time settlement handling.

NPCI / UPI / NACH Integration

Digital Lending Platform

End-to-end digital loan origination systems with bureau integrations (CIBIL, Experian), automated credit scoring, e-sign via Aadhaar, and real-time disbursement workflows.

AI-Powered Credit Engine

KYC & Compliance Tech

Automated Aadhaar OTP eKYC, Video KYC (V-KYC), PAN validation, and AML/CFT monitoring dashboards. Full RBI KYC Master Direction compliance built into your onboarding flow.

RBI KYC Compliant

Banking Analytics & MIS

Real-time MIS dashboards, RBI regulatory reporting (Basel III, CRAR), branch-wise portfolio analytics, NPA tracking, and automated month-end reporting for banking audits.

Regulatory MIS Reporting

Legacy Banking Modernization

Migrate legacy CBS (Finacle, BaNCS, Flexcube) to modern microservices architecture with zero downtime data migration, API-first architecture, and cloud-native infrastructure.

Cloud-Native Migration
Built-In Regulatory Compliance

Every System We Build Is Compliance-First

RBI Guidelines
IT Framework for Banks, IS Audit, Cybersecurity Policy
PCI-DSS
Payment card industry data security standard compliance
KYC Master Direction
Aadhaar eKYC, V-KYC, CERSAI, CKYCR integration
Data Localisation
All payment data stored in India — RBI data residency compliant
Our Banking Tech Delivery Model

4-Phase Compliant Delivery Process

A specialized delivery framework designed for the strict regulatory, security, and data requirements of financial institutions.

01

Banking Audit & Gap Analysis

In-depth review of your existing CBS, IT infrastructure, API dependencies, and regulatory compliance gaps before any code is written.

02

Architecture & Security Design

Design a multi-tier, encrypted system architecture with HSM key management, role-based access, audit trail, and disaster recovery plan approved by your IT committee.

03

Secure Agile Development

2-week sprints with dedicated UAT environments, end-to-end encryption, penetration testing, and VAPT audit at each phase milestone.

04

Parallel Run & Go-Live

Zero-downtime parallel run migration, staff training, RBI IS Audit documentation package, and 24/7 critical support SLA post-launch.

Custom Banking Tech vs Off-The-Shelf Core Banking Software

See why leading NBFCs and cooperative banks choose purpose-built solutions over generic CBS packages.

Regulatory Customization
Generic modules, slow RBI updates
Built to your exact RBI circular 🏛️
NPCI / UPI Integration
Expensive licensed middleware
Direct NPCI API — zero middleman ⚡
Licensing Cost
₹20L–₹2Cr/year per module
One-time build, no recurring license 💰
Data Ownership
Vendor-hosted, data lock-in risk
Your servers, your 100% data control 🔒
Custom Loan Products
Restricted to vendor product catalogue
Any product, any interest model 🎯
Start Your Banking Tech Project

Ready To Modernize Your Financial Infrastructure?

Talk directly to our banking technology architect — get a free compliance gap assessment and project roadmap.

Reach Out Directly

Whether you are an NBFC, cooperative bank, microfinance institution, or fintech startup — we have delivered banking tech across all scales.

Visit Us
412, Sumer Nagar, Mansarovar, Jaipur, India
Office Hours
Mon - Fri: 9:00 AM - 6:00 PM
Sat: 10:00 AM - 2:00 PM
● Accepting new banking technology engagements

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